• Protecting the cash flow & core of your business

    Whilst your material assets are valuable, they are generally replaceable. Should your business lose a key person however, the impact can be far more devastating. Adequate coverage & planning in this area will ensure this risk is minimised.

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Shareholder Protection

Shareholder Protection

In the event of major illness, injury or death of a shareholder, what is your contingency plan?



Pays a lump sum upon the death or a specific medical condition happening to one of the shareholders. The purpose of the cover is to fund the remaining shareholders to buy out the claimants share in the business, upon a specific medical event occurring.

The circumstances that trigger the buyout are agreed on between the shareholders in conjunction with their legal & financial advisers, which then form a buy/sell agreement. The details within that agreement are the basis of what cover the business then insures.

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