• Helping People who care for someone

    “Whether it be yourself, your family or friends, you are reading this because you care for someone. Protecting your health & ability to earn is undoubtedly your greatest asset while you’re alive, so why ignore it? And leaving your loved ones in financial hardship should you pass away is avoidable, providing you take the right steps now!”

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Mortgage Repayment Cover

Mortgage Repayment Cover

With a mortgage often funding your largest material asset, what would happen if you were unable to pay it?



Similar to income protection, it pays a monthly amount should you be unable to work due to illness or injury, but can also incorporate cover for redundancy or bankruptcy. The amount is normally calculated on 100-115% of your mortgage repayments, or in some cases 40-45% of your gross income. It can be fully tailored to suit your specific needs & budget with numerous options, from how long you wait until you are paid, to how long it will pay you for.

These options include:

  • Wait period options – 1 month, 2 months, 3 months, 6 months, 1 year, 2 years
  • Payment period options – 2 years, 5 years, to age 65, to age 70
  • Redundancy or bankruptcy cover option – 1 month wait period, 6 month payment period

Don’t Risk it, Enquire Here