Business Overheads Cover
What are your ongoing expenses & how would your business perform without them?
This pays a monthly amount to the business should the person insured be unable to work from illness or injury, however it is calculated on specific on-going business overheads. Some examples of insurable expenses are:
- Accounting & audit fees
- Electricity, heating, water, telephone costs
- Costs of employing a locum
- Property rates & insurance
- Salaries of non-income generating employees