• Protecting the cash flow & core of your business

    Whilst your material assets are valuable, they are generally replaceable. Should your business lose a key person however, the impact can be far more devastating. Adequate coverage & planning in this area will ensure this risk is minimised.

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Key Person Cover

Key Person Cover

Who is crucial to the profit of your business, & what would happen if they were incapacitated?



Pays a monthly amount to the business should a key person be unable to work from illness or injury, or a lump sum should they suffer a critical illness or become permanently disabled.

Calculating the monthly amount covered varies between insurers, however is commonly based on the turnover or profit of the business, in conjunction with the relevant costs of replacing the key person.

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